Discover how you can get the most from your insurance company. Whether your home or business has sustained damage, I am available to help you recover everything your policy promises.
Get Help with Your Delayed, Denied, or Underpaid Insurance Claim
Thousands of individuals in Louisiana file property insurance claims every year because of damage they have sustained to their home or business. And you could be next.
Hurricanes, severe weather, fire, and other unexpected events not only damage your property, but they can have a potentially devastating impact on your finances. If you think you’re protected simply because you have insurance, think again. Many insurance claims are delayed, denied, or underpaid by the insurance carrier, resulting in devastating financial consequences for the policyholder.
If your home or business has been damaged, I can protect your rights against the insurance company and help you get the compensation you deserve. I focus on assisting individuals and home and business owners obtain fair compensation from the insurance company when they file a property insurance claim. After working in the legal and insurance industries for over 17 years, I have the knowledge and experience necessary to effectively negotiate with the insurance company on your behalf.
File a Louisiana Property Insurance Claim
When you purchase insurance to protect your property, you pay a premium every month thinking your insurance company will be there to cover the cost of the repairs in the event of an emergency. Whether you sustain damage to your home or business as a result of severe weather, fire or some other cause, you expect to file your claim with the insurance company and receive the payment you need to fix the damage.
Unfortunately, it isn’t always that simple. The claims process is a complex one that can be confusing and overwhelming for homeowners and businesses alike. Because most policyholders are unfamiliar with the process, they are often unprepared for the details that are involved. Filing a claim can be much more complicated than most policyholders anticipate and takes time you don’t have when your home or business has been damaged.
Your insurance company may require you to provide photos of the damage, estimates for repair costs, lists of items that were damaged and more. Even if you do everything you’re supposed to, it is possible that your claim could be delayed, denied or paid at a much lower amount than you expected, leaving you to cover the additional repair costs out of your own pocket. Don’t let this happen to you.
As an insured policyholder, you have rights. A licensed Louisiana attorney who is familiar with the applicable insurance laws and experienced in negotiating with large insurance companies can help protect your rights and get you the settlement you deserve.
Speak with a Louisiana Attorney About Your Case
Do you need help navigating the claims process because your home or business was damaged? Are you unsatisfied with the insurance company’s response to a claim you have already filed?
Contact me today at 225-366-8618 for a free evaluation of your case. No matter where you are in the claims process, I will review the facts of your case to determine whether or not it makes sense for us to work together.
Based on your individual insurance policy and the circumstances surrounding the damage your property has sustained, I will make a recommendation about the best way to proceed. If I think I can be of assistance to you, I will give you additional information about the process, so you can decide if you want to move forward.
Let A Louisiana Attorney Be Your Advocate
Having a licensed attorney advocate on your behalf takes the guesswork out of the process. As a former insurance defense attorney and insurance agent, I know how the claims process works, and I know how to negotiate with large insurance companies. If I accept your case and you choose to proceed, I will:
• Review your insurance policy and all relevant documents to gain a comprehensive understanding of your insurance coverage, exclusions and the compensation you are entitled to receive from the carrier under the terms of your policy
• Review your insurance policy to ensure it complies with all current insurance industry standards and applicable laws
• Dispatch an insurance adjuster to conduct an independent assessment of the damage to your property. The adjusters I work with are trained to identify all losses, including hidden damages. This ensures that no damages are overlooked, so you won’t be responsible for paying for repairs out of your pocket
• Meet with the adjuster from the insurance carrier to ensure that the insurance company’s findings are consistent with our assessment of the damages
• Help you gather all of the necessary information you are required to present to your insurance company to have your claim processed properly
• Negotiate and settle your insurance claim with your insurance carrier
As your advocate, I navigate the claims process for you, saving you time and giving you an opportunity to focus on what’s really important.
Negotiate and Settle Your Insurance Claim
I understand that when your home or business is damaged, it is more than just an inconvenience. The personal and financial impact of such an event can be devastating. Even minor damage can disrupt your daily life, and major damage can pose serious health and safety risks and displace you and your family.
I know how important it is to restore your property to its original condition as quickly as possible, so you can get back to life as you know it. That is why I am dedicated to standing up for your rights against the insurance company and minimizing the financial impact to you and your family by ensuring you are fairly compensated when you experience an insurable loss on your property.
I will only accept your case if I think it will benefit you, and I only get paid if you do. After conducting a thorough review of your insurance policy and obtaining the results of the independent damage assessment on your property, I will use the facts of your case and the applicable insurance laws to negotiate and settle your claim with the insurance company. Most cases can be settled on a pre-litigation basis, but I can also litigate your case if it becomes necessary.